Silver Rate Today
Silver Rate Today Silver has become one of the most talked-about commodities in Pakistan in 2026, especially among people who want a safer alternative to cash and an affordable option compared to gold. While gold prices are already out of reach for many families, silver is still within buying range for ordinary citizens. During my visits to local Saraf markets and conversations with dealers, I noticed a clear change in behavior: more people are asking about chandi rates, not just for jewelry but also for saving and investment.
As of Thursday, 22 January 2026, the silver rate in Pakistan is Rs. 9,901 per tola, Rs. 8,486 per 10 grams, and Rs. 848.6 per gram. These prices are not random. They reflect international silver trends, the value of the Pakistani rupee, and rising local demand. This is why keeping an eye on the daily silver rate in Pakistan has become important for buyers, investors, and even small shopkeepers.
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Overview of Silver Prices in Pakistan (January 2026)
January 2026 has shown strong and consistent movement in silver prices across Pakistan. Unlike previous years when silver remained quiet for months, this year prices are changing frequently, sometimes even on a daily basis. Traders I spoke to believe this is due to both global shortages and growing interest at the local level.
For the average Pakistani, silver matters because it offers value without requiring huge savings. A person who cannot afford gold worth lakhs can still buy a few grams or tolas of silver. This makes silver a practical option for people looking to protect their money from inflation.
Key reasons silver prices are important right now:
- Rising cost of living pushing people toward safe assets
- Declining trust in keeping large amounts of cash
- Increasing awareness about metal-based savings
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Today’s Chandi Price Breakdown by Weight
In Pakistan, silver is traded in different weight units depending on usage. Jewelers usually deal in tola, while investors often calculate in grams or kilograms. Understanding these units helps buyers avoid confusion and ensures transparency when purchasing silver from the market.
Below is a simple and clear table showing today’s silver rate in Pakistan, taken from the local Saraf Market. This table helps buyers quickly understand how much they need to pay based on their budget and requirement.
| Weight | Silver Rate in Pakistan (PKR) |
|---|---|
| 1 Tola | Rs. 9,901 |
| 10 Grams | Rs. 8,486 |
| 1 Gram | Rs. 848.6 |
| 52.5 Tola | Rs. 519,802.5 |
| 1 KG Silver | Rs. 848,600 |
This breakdown shows that silver is flexible. You can start small with grams or go for bulk if you are thinking long-term.
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City-Wise Silver Rates Across Pakistan
One positive aspect of the silver market in Pakistan is price uniformity. Whether you are buying silver in Karachi, Lahore, Islamabad, Multan, or Hyderabad, the rates remain almost the same. This happens because prices are guided by the main Saraf markets and follow a national benchmark.
From what I have observed, jewelers update their silver rates daily, often based on Karachi Saraf Market trends. This system ensures fairness and reduces the chances of overcharging customers in smaller cities.
Cities where silver rates remain consistent:
- Karachi
- Lahore
- Islamabad
- Multan
- Hyderabad
This consistency builds confidence among buyers and encourages more people to invest in silver.
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Silver Price Movement: Recent Market Direction
If we look at recent days, silver prices have shown noticeable fluctuations. Some days recorded sharp increases, while others saw minor drops. However, the overall direction remains upward, which is a positive sign for long-term holders.
Short-term price changes are common in commodities like silver. What matters more is the trend, and currently, silver appears to be in a strong phase. Many traders believe that even when prices dip, buyers quickly return, pushing rates back up.
Recent silver market observations include:
- Quick recovery after price dips
- Strong buying interest from investors
- Higher trading volume compared to last year
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Understanding Long-Term Silver Demand in Pakistan
Silver has always been part of Pakistani culture. It is used in jewelry, gifts, and traditional items. However, in recent years, its role has expanded. People now see silver as a reliable store of value, especially during uncertain economic conditions.
Middle-class families prefer silver because it is easier to buy, sell, and store. Unlike gold, you don’t need large amounts of money to start. This steady local demand provides a strong base for silver prices in Pakistan.
Main reasons for long-term demand:
- Cultural importance of chandi
- Affordability for common citizens
- Growing awareness about inflation protection
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Industrial Pressure and Global Silver Shortage
Globally, silver demand has increased sharply due to industrial use. Silver is now essential for solar panels, electric vehicles, and advanced electronics. This growing demand has created pressure on global supply, leading to higher prices worldwide.
Pakistan may not be a major industrial consumer of silver, but international shortages directly affect local prices. When global markets tighten, Pakistani buyers feel the impact almost immediately through higher rates.
Global factors influencing local silver prices:
- Expansion of renewable energy projects
- Increased use of silver in technology
- Limited growth in silver mining
Silver as an Affordable Investment Option
For many Pakistanis, silver is becoming the first step into investment. It does not require large capital and is easy to liquidate when needed. This makes it attractive for young earners, small business owners, and retired individuals.
Silver is also known for sharper price movements compared to gold. While this means some risk, it also offers higher potential returns during bullish periods like the one we are seeing in 2026.
Why people choose silver for investment:
- Low entry cost
- Easy buying and selling
- Potential for higher percentage gains
Holding vs Selling: What Silver Owners Should Know
People who bought silver at lower prices are now thinking about selling. From what I have seen in the market, most experienced traders suggest holding rather than selling everything at once. Silver is currently facing a supply deficit, which supports higher prices.
Selling a small portion to meet personal needs is understandable, but exiting completely may not be wise if the upward trend continues. Patience often pays off in commodity markets.
Smart strategy for silver holders:
- Avoid panic selling
- Hold majority for long-term benefit
- Sell only when there is a genuine need
Bulk Silver Prices Explained (52.5 Tola & 1 KG)
In Pakistan, 52.5 tola is a traditional bulk measurement, often used by traders. At today’s rate, 52.5 tola silver costs around Rs. 519,802.5. This unit is commonly preferred by people who want to invest a larger amount in physical silver.
Similarly, 1 kilogram of silver, priced at approximately Rs. 848,600, is popular among serious investors. Bulk buying is usually seen as a long-term strategy rather than short-term trading.
Factors That Change Silver Rates Daily
Silver prices in Pakistan change daily due to several interconnected factors. Understanding these helps buyers make informed decisions and avoid confusion when prices move suddenly.
The most important factors include:
- International silver market trends
- US dollar to PKR exchange rate
- Local demand and supply conditions
Even small changes in these areas can impact daily silver rates.
How to Check Authentic Silver Rates Daily
One common mistake buyers make is relying on outdated or unofficial prices. Always check silver rates from trusted financial websites or reputable Saraf markets before buying.
From my experience, confirming rates from more than one source protects you from overpaying and ensures transparency. This habit is especially important during volatile market conditions.
Key Takeaways for Silver Buyers in 2026
Silver has clearly moved beyond being just a secondary metal in Pakistan. In 2026, it stands as a practical, affordable, and increasingly popular option for saving and investment. Rising global demand and strong local interest suggest that silver will remain in focus for the foreseeable future.
For Pakistani buyers, the key is awareness. Whether you are buying a few grams or investing in bulk, understanding the silver rate in Pakistan today can help you make better financial decisions and protect your hard-earned money.